The Home Buying Process
Buying a home is a big step
Whether you're buying your first home, dream home, or tenth investment property, buying real estate is a major decision, and who you choose to work with is important. Working with the right agent ensures that you will find the perfect property for your unique circumstances – someone who takes the time to understand your goals, knows the market, loves real estate, and educates you throughout the buying experience.
Finding the perfect property is one part of your real estate purchase. It is equally important to team up with experts who can guide every element of the homebuying process, including lending, home inspection, appraisal, and sometimes, relocation.
Start Your Home Search
Search for homes anywhere, anytime
When you are ready to buy a home, start by making a wish list and setting a budget. Depending on your finances, you may need to choose a lender to get pre-approved for a loan so you can better understand your buying power. The pre-approval letter will also illustrate your financial readiness to sellers and make your offers more compelling.
You can search for the perfect property using this website on any device, including your desktop, laptop, tablet, or smartphone.
Start Searching
6 Steps To The Home Buying Process
On The Hunt
Once your qualification is underway and you know how much you can and want to invest, the next step is to search for properties that meet your specific needs and wants. Whether looking for new construction, a fixer-upper, close to town, or farther out, I have many resources that will assist in that search.
Choosing The Property
My job is to provide you with the most knowledge of available properties that best match your search criteria. Now it is time for you to make the final selection. This is an exciting, emotional, and for some a stressful time. As your Realtor I can make the process more enjoyable. I will work on your behalf to confirm things such as utilities, zoning, taxes, schools, etc.
Negotiating
The time has come. You have chosen the right property for your investment. There are many negotiating factors to shuffle through. A few of these would include price, terms, financing, seller concessions towards closing costs or home warranty, date of possession, repairs and any personal property that may or may not convey. My responsibility includes crafting a purchase agreement that details the above mentioned items, as well as specifying a period of time in which inspections, surveys, and closing should occur.
Due Diligence
After all parties, both buyers and sellers, agree to and sign the negotiated purchase agreement, it is time to complete the evaluation of the property. This period of time allows for items such as, but not limited to, licensed home inspector to thoroughly inspect and report on the condition of the property, termite inspection, septic tank and well tests, survey of property, professional measurement of the home, confirmation of easements, and verification of clear title. Title indicates ownership of property. I will be a vital resource in the scheduling, understanding, and making recommendations along the course of this phase of purchasing.
Financing
Your preliminary financing approval will become finalized as closing date draws near. Some of the documentation from the inspections must be made available to the lender. As your Realtor, I work on your behalf to provide necessary paperwork or documentation to move toward closing.
Closing + Settlement
Finally it is time to make this property yours. This is known as a closing. An attorney will handle this process. I will refer you to a local attorney and will guide you through the steps to ensure a smooth closure to the deal.
Sign Up for Listing Alerts
Be the first to know when a new property hits the market
Listing Alerts give you the edge over others looking to buy – once you register for Listing Alerts, an email is delivered straight to your inbox the moment a new property that matches your wish list criteria hits the market, enabling you to act fast.
Get Set UpSave and See Listings
Favorite properties and tour homes
When you find a property you love, click the “ SAVE” button at the top left of the property details page. This will bookmark the property in your favorites section so you can easily view it whenever you visit this website. Favoriting listings also helps define which properties you are most interested in so that relevant Listing Alerts are both accurate and timely.
Click the "IN PERSON TOUR" button to schedule a showing online or call to set an appointment to visit the home, where you can ask any questions to help make a more informed decision.
Search Listings
Making an Offer and Closing
Partners throughout the home buying process
When you find a home you love, it’s time to submit an offer. Once your offer is submitted by your agent and accepted (typically after some negotiation), the next steps are moving through the inspection, appraisal, and closing processes in the most stress-free way possible. In addition to partnering with experts in each of these fields, having a knowledgeable agent to oversee the escrow process and ensure each deadline is being met on time is critical. You can rest assured that your agent is always acting in your best interest with a dedicated buyers agreement in place.
With the right support, each step of the homebuying process will feel seamless and easy so that you can focus on getting the keys, throwing a housewarming party, and making lasting memories in your new home!
Let's Connect